Tag Archives: bad credit
Totalled Truck With A Balance ~Ask Ms. Ed
Dear Ms Ed: My truck was totaled and the insurance company is paying off most of the loan but I will still owe a few thousand when it is completely settled. I need a truck now but I was told by another dealer that since my credit is not perfect, I will have to wait until I pay off the entire balance before I can qualify for another loan. I am in a rental but I have to return it … Continue reading
Underwater On Mortgage? -Ask Ms. Ed!
Dear Ms. Ed: My wife and I bought our house in Phoenix at the peak of the housing market. Our $180,000 house is now worth $ 65,000. We decided to do a short sale on the house. We have a buyer but it has been 5 months and we are still waiting for the sale to go through. Last week, our car was stolen and we need a car. Can you get us financing with a short sale in process? … Continue reading
Surprise! Yet Another Happy Customer
B from Surprise called to say “I worked with Mitch and the Mr Ed Department at Earnhardt Honda. This was the best car buying experience in my lifetime. Even when my credit was perfect, I was never treated with the respect and courtesy I received from Mitch and your team. It was a great experience!”
Ask Ms. Ed: What If My Car Was Repossessed?
I had my last car repossessed because I lost my job. I finally found a reliable new job and now I need some wheels. It’s a night shift job and there are no buses available so I’ve been taking a long walk to work every night. Can you help me? Continue reading
Ask Ms. Ed – Help! Foreclosure!
We lost our home due to a foreclosure. Now our old car is acting up and our bank said, “Sorry! We can’t help you because of a foreclosure ” We are in trouble! Help! Was homeless and now am nearly wheelless. Continue reading
Knowing where we stand
I think we can all agree that it’s hard to improve your position in life, love, finances, really anything, if you don’t know where you currently stand in the first place. In fact, according to the 2009 Financial Literacy Survey taken by the National Foundation for Credit Counseling, 37% of the American adult population (meaning more than 1/3) doesn’t know what their credit score is. So I think it’s time that we face the truth about credit in Arizona. In … Continue reading
Mr. Ed Helps Customer Get 1st New Car in 9 Years

I am a very cautious and conservative car buyer. I’ve always dreaded the experience to be honest. But yesterday I showed up at Earnhardt Honda at 8:30am and I was the proud owner of a beautiful new 2011 Honda Pilot EXL Navi within hours. The service, the expertise and the professionalism of the staff was awesome. They made me feel right at ease from the start and I felt in total control of my decision (versus normally feeling pushed and … Continue reading




